He turned to merchant cash advance companies. They offered him $45,000 against future earnings. At first, it seemed like a lifeline. But the fine print told a different story:
20% of his revenue taken out of his merchant account three times a week
Only 12 months to repay
A $45,000 loan turning into $82,000 owed
Instead of growing, he was sinking. Mondays, his busiest days, were gutted by automatic withdrawals. He was trapped in a cycle where all his profits went straight back to the lender. It felt like a nightmare.
Just when things looked bleak, Super Credit appeared. Cloaked in green, standing tall in front of Pronto-Credito.com, he was more than a mascot— he was a protector of small business owners.
With one sweep of his cape, he tore up the predatory MCA contract and replaced it with a better way:
60–72 months to repay , not 12
Fixed payments once or twice a month , not daily
Rates capped at 13–19% , not double the loan amount
Suddenly, the contractor could breathe again. He had the time and flexibility to invest in his website, hire crews, and finally grow his company the right way.
Super Credito fights for the backbone of our economy — the contractors, truckers, repair techs, designers, and small business owners who keep the world running. Unlike the villains who weaponize debt to keep businesses down.
Super Credito uses finance as a tool for growth, not punishment .
Because when small businesses thrive, everyone wins.
But Super Credito’s work is never done. Out there in the shadows lurk the Debt Collectors, Cashflow Crushers, and Rate Jackals — predators who profit by draining small businesses dry.
They disguise themselves as “help,” but their goal is to keep entrepreneurs trapped. Super Credito knows the fight isn’t just about money — it’s about freedom.
With fair terms, the contractor finally launched his new website, ran digital campaigns, and brought in subcontractors with their own trucks and licenses.Within months, his revenue doubled. Instead of suffocating under debt, he had the oxygen to grow.
His business transformedfrom barely survivingtothriving.
Success spread beyond him. His new hires got steady work. Local suppliers gained more orders. Families had more security. The community itself grew stronger — all because one contractor was given a fair chance to invest without being crushed.
Super Credito’s rescue didn’t just save one business — it sparked a ripple effect.
The fight isn't over. Every day, another entrepreneur is lured into the trap of high-interest advances and unfair terms.
But Super Credito is there — standing guard, cape flowing, ready to rescue. Because wherever small businesses need a chance to rise, Super Credito will answer the call.
Fuel Your Vision — Fast, Flexible Funding for Any Project
No Caps. You're Always in Control.
General Business Funding
✔ Inventory ✔ Payroll ✔ Equipment ✔ Real estate — no collateral, fast approval (inspired by FundCanna’s promise of approval in as little as 24 hours, no collateral required)
✔ Short-term cash for shortfalls ✔ Gaps in funding or opportunity windows ✔ Payroll needs ✔ Rapid expansion support (Bridge financing is intended to cover short-term costs until long-term funding is secured)
Pronto Crédito: Built on Core Values
Honesty, reliability, trust, and a good culture: our foundation for your success.
Reliable
Pronto Credito's reliability builds trust, guarantees consistency, and reassures customers that their needs will always be met.
Honest
Honesty at Pronto Credito builds trust, ensures transparency, and strengthens customer relationships for long-term success.
Trust
Trusting Pronto Credito ensures customers that their finances are handled with confidence, experience, professionalism, and unwavering reliability.
Culture
A strong culture at Pronto Credito ensures customers that their finances are handled with trust, expertise, professionalism, and genuine care.
Pronto Credito — Fast Funding, Clear Caps, RealResults
7-19% Cap
The most we will charge is no no more then 19%, an that applies to business owners with poor credit.
2025
393 Businesses Served Since January 2nd, 2025
18
Account Executives in 2025
$300,000,000 + Since 2023
Money invested in personal and business clients, who support our commitment with their satisfaction and trust in our service.
4-Steps to Get Funded with Pronto Crédito
Pre-qualify in minutes, upload recent bank and card-processing statements, review a clear factor-rate offer, and get funded fast— repayment flexes as a percentage of your sales.
Step-1) Quick pre-qual & consult
Complete a short pre-qualification and hop on a call to confirm fit. MCAs are designed for speed with minimal docs and can fund fast once approved.
Step-2) Upload your docs (takes minutes)
Have these ready to keep things moving: last 3–6 months business bank statements, last 3–6 months card-processing statements (if applicable), government ID, and a voided business check. These are standard across reputable MCA providers and help verify revenue consistency
Step-3) Underwriting & clear offer
We review cash-flow trends and business health, then present an offer showing the advance amount, the pricing (factor rate), and the remittance/holdback structure—plain-English and upfront. (Factor rates are the standard way MCAs price total payback; holdback is the agreed % of sales used for remittance.)
Step-4) Fast funding & flexible remittance
On approval, funds are deposited quickly. Industry-standard MCAs repay automatically as a percentage of daily card sales until the total is satisfied; Pronto Crédito can restructure this into a predictable monthly schedule when appropriate to match your cash-flow needs.
Let's Talk
Give us a call or submit your information using the form below.
Legal Notice: Pronto-Crédito is a Miami Beach, Florida–based private, non-bank provider of sales-based financing / receivables purchases (incl. MCAs & factoring). Not a loan; remittance typically via 7 to 19% of sales or ACH. Not FDIC-insured. Disclosures provided where required (e.g., FL HB 1353, CA SB-1235, NY CFDL).