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Fast, Flexible Funding — On Your Terms

Getting pre-approved is easy! Just scroll to the bottom to apply — and click the white tab anytime for AI Support.

Start Your Application Now Speak Live With AI Support, Here.

Step-by-Step Application Process

Pre-Qualification (5–10 Minutes)

Fill out the online application form.
Provide basic personal & business information.
Receive an instant pre-qualification decision.

Document Submission

Securely upload all required documents through our encrypted portal.
Underwriting team reviews within 24–48 hours.

Funding Approval & Disbursement

Once approved, finalize your agreement.
Receive funds quickly — often within 1–3 business days.

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Requirements Checklist

Personal Requirements

Front & Back of Driver’s License (clear image)
Front & Back of Social Security Card
Mother’s Maiden Name (for identity verification)
Most Recent Tax Returns (2023 & 2024)

Business Requirements (if applying as a business)

Articles of Incorporation / Proof of Business Ownership
Business Tax ID Number (EIN)
Last 3–6 Months of Business Bank Statements

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Security & Compliance Notice

Your data is fully protected by bank-level encryption. We comply with all state and federal lending regulations, and none of your documents are shared without your written consent

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Contact & Support

Call 303-970-2018 or email support@prontocredito.com — our team is here to guide you through every step.

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Quick Funding Eligibility Check

Disclaimer:

The information you provide through this form is used solely to give you a preliminary assessment of your eligibility for funding and an estimated offer range. Completion of this form does not guarantee approval and is not a commitment to lend. Final approval and funding terms are subject to full underwriting, which may include verification of bank statements, tax documents, credit history, and other supporting information. All funding offers are contingent upon satisfactory review of submitted documentation and compliance with applicable laws and regulations.

Legal business name
DBA (Doing Business As), if applicable
Business type (Corporation, LLC, Sole Proprietor, Partnership
Industry / nature of business
Business start date
Business address, city, state, ZIP
Federal Tax ID (EIN)
Full name of owner/principal
Date of birth
Home address
Telephone number
Percentage of ownership
Average monthly revenue (last 3–6 months)
Approximate monthly credit card sales (if applicable)
Average daily bank balance
Existing cash advances or loans (yes/no)
Business bank name
Length of time with current bank
Credit card processor (if applicable)
Average monthly credit card volume
Desired funding amount
Purpose of funds (working capital, payroll, inventory, expansion, etc.)
How soon funding is needed (immediately, 1–2 weeks, flexible)
Your Message

Pre-Approval for Credit or Lending Terms

PDF

Start your pre-approval for a business or personal credit line with Pronto-Credito. Even if your credit isn’t perfect, if your business has steady cash flow, we may approve you. Flexible payback up to 6 years, competitive rates, and funds fast. Begin now.

Download "Pronto_Credito_Funding_App.pdf"

Inversores y colaboradores

La calidad de nuestro negocio está definida por aquellos a quienes servimos.

Legal Notice:
Pronto-Crédito is a Miami Beach, Florida–based private, non-bank provider of sales-based financing / receivables purchases (incl. MCAs & factoring). Not a loan; remittance typically via 7 to 19% of sales or ACH. Not FDIC-insured. Disclosures provided where required (e.g., FL HB 1353, CA SB-1235, NY CFDL).

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