Pronto Credito Business Funding

Pronto Credito Fast & Easy Approval for Your Business Needs


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Credit Line

At Pronto Credito, we know that business growth demands agility—and that means flexible financing. That’s why our Credit Line empowers you with pre-approved access to capital, allowing you to draw only what you need—when you need it.

– Only pay for what you use, not the full approved amount.
– Tailored to your cash flow, giving you control over timing and repayment.
– Backed by our core values of honesty, reliability, and trust—so you always know what you’re getting.

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Build with credit. Build with confidence. Build with Pronto Credito.
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Funding — Accelerate Your Growth with Pronto-Crédito

Funding — Accelerate Your Growth with Pronto-Crédito


Fast, flexible funding—on your terms.
Pre-qualify in under a minute. Transparent rates. Fast approvals.

Primary CTA: Get Pre-Approved (form)

Secondary CTA: Talk to a Specialist — (888) 207-3409 | management@pronto-credito.com
 

How Funding Works — 4 Simple Steps


Quick Pre-Qual & Consultation
Complete a brief form and hop on a quick call to confirm fit. Document Upload

Provide the following:
  • 3–6 months of business bank statements
  • 3–6 months of card-processing statements (if applicable)
  • Government-issued ID
  • Voided business check
     
Underwriting & Clear Offer
We review your cash flow and business health, then present:
  • Advance amount
  • Factor rate (pricing)
  • Remittance/holdback structure — all in plain English
     
Fast Funding & Flexible Repayment
Upon approval, funds are deposited quickly. MCAs repay automatically via a percentage of your daily card sales. If needed, we can structure it to match your cash flow schedule.
 

Funding Options

A) Business Line of Credit
  • What It Is: A revolving credit facility—you draw what you need and pay interest only on what you use.
  • Best For: Managing seasonal fluctuations, operational gaps, or planned purchases.
  • Why Pronto-Crédito: Designed to offer ongoing working-capital access with speedy approval.
     
B) Receivables-Based Funding (MCA-style)
  • What It Is: Get an advance against future card or bank-deposit sales. Pay back via a set holdback percentage, priced by a fixed factor rate.
  • Best For: Speed, no collateral, and options that flex with your revenue.
  • How It’s Promoted: Transparent mention of cap rates and the fact that Pronto-Crédito is a private, non-bank provider of sales-based financing.
     
C) Bridge Loan
  • What It Is: Short-term cash to cover immediate needs—like payroll or inventory—while you wait for long-term financing or receivables to clear.
  • Best For: Shortfalls in funding, bridging capital gaps quickly.
  • Why Pronto-Crédito: Matches the brand’s fast-decision, business-growth.

al-estate-linked options—can be featured downstream as examples of typical use cases such as inventory, payroll, or real estate needs.)
 

Eligibility & Requirements

To qualify, we look for:
  • Healthy business cash flow (verified by recent statements)
  • Time in business and revenue trends to determine appropriate funding levels
  • A clear plan for how funds will be used (e.g., payroll, inventory, expansion)
     
Required Documents:
  • Last 3–6 months of business bank statements
  • Last 3–6 months of card-processing statements (if applicable)
  • Government-issued ID
  • Voided business check
     

Transparent Terms — Plain English, No Surprises

 
  • Receivables-Based Funding:
    • Factor Rate = Total agreed payback (fixed)
    • Holdback % = Portion of revenue remitted until fulfilled
  • Line of Credit:
    • Interest applies only to the borrowed amount—not the entire limit
       

Speed & Support

Expect fast turnaround—from complete documentation to funding in a matter of days (or often sooner). Plus, always access a human-first support team or funding specialist.
 

Compliance & Disclosures

Pronto-Crédito is a private, non-bank provider offering transparent, sales-based financing/receivables-purchase structures—not traditional loans.

All terms are disclosed clearly, and full details are available in our Legal & Disclosures section.
 

Ready to Grow? Let’s Get Started


Get Pre-Approved → Begin the process via short form
Questions? Connect with a Funding Specialist at (888) 207-3409 or management@pronto-credito.com

Optional Sidebar (Trust Signals
  • Core Values: Honesty, Reliability, Trust, Culture
  • Client Testimonials: 
     


 












 

4-Steps to Get Funded with Pronto Crédito

Pre-qualify in minutes, upload recent bank and card-processing statements, review a clear factor-rate offer, and get funded fast—
repayment flexes as a percentage of your sales.



 
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Step-1)
Quick pre-qual & consult

Complete a short pre-qualification and hop on a call to confirm fit. MCAs are designed for speed with minimal docs and can fund fast once approved.
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Step-2)
Upload your docs (takes minutes)

Have these ready to keep things moving: last 3–6 months business bank statements, last 3–6 months card-processing statements (if applicable), government ID, and a voided business check. These are standard across reputable MCA providers and help verify revenue consistency
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Step-3)
Underwriting & clear offer

We review cash-flow trends and business health, then present an offer showing the advance amount, the pricing (factor rate), and the remittance/holdback structure—plain-English and upfront. (Factor rates are the standard way MCAs price total payback; holdback is the agreed % of sales used for remittance.)
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Step-4)
Fast funding & flexible remittance

On approval, funds are deposited quickly. Industry-standard MCAs repay automatically as a percentage of daily card sales until the total is satisfied; Pronto Crédito can restructure this into a predictable monthly schedule when appropriate to match your cash-flow needs.

Some Testimonials

Here's what our customers have to say about Pronto Credito:
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"Pronto Credito provided the perfect financing solution for my pharmacy. With their unsecured line of credit, I was able to restock high-demand medications and invest in new equipment to improve efficiency. This not only helped me serve more customers but also significantly increased my revenue. The process was quick, easy, and stress-free. I highly recommend Pronto Credito to any pharmacy looking for fast and flexible funding!"
— Lisa M., Owner of HealthFirst Pharmacy
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"Pronto Credito gave my trucking business the boost it needed! With their unsecured line of credit, I was able to repair my existing trucks and add another one to my fleet. That extra truck alone increased my revenue significantly, allowing me to take on more jobs and grow my business faster than I ever expected. The process was fast, easy, and hassle-free. I highly recommend Pronto Credito to any trucking company looking for flexible financing!"
— James R., Owner of R&T Freight Services
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"I have tried other companies in the area, but this one is by far the best. The service is always friendly and their quality can’t be matched. I recommend them to all my family and friends."
— Eddie R.
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"Pronto Credito was a game-changer for my Texas steakhouse. Their unsecured line of credit allowed me to upgrade kitchen equipment, renovate the dining area, and expand my menu. These improvements brought in more customers and significantly boosted our revenue. The process was fast, easy, and hassle-free. If you're a restaurant owner looking for flexible funding, I highly recommend Pronto Credito!"
— Mark T., Owner of Lone Star Steakhouse
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"Pronto Credito gave my auto body shop the financial boost it needed. With their unsecured line of credit, I was able to upgrade my equipment, hire more technicians, and speed up repair times. This allowed us to take on more customers and significantly increase our revenue. The process was quick, hassle-free, and exactly what my business needed. I highly recommend Pronto Credito to any shop looking for fast and flexible funding!"
— Carlos R., Owner of Golden State Collision Repair
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"As a family-owned dental practice in Texas, we wanted to expand but needed the right financing to make it happen. Pronto Credito provided us with an unsecured line of credit over $1 million at a rate just slightly above what our bank offered—but with much more flexible terms. Best of all, we were funded in just two days! With this funding, we’ve been able to open a new location, upgrade our equipment, and serve more patients than ever. Pronto Credito made the process seamless, and we couldn’t be happier!"
— Dr. Michael S., Owner of Lone Star Family Dentistry

Legal Notice:
Pronto-Crédito is a Miami Beach, Florida–based private, non-bank provider of sales-based financing / receivables purchases (incl. MCAs & factoring). Not a loan; remittance typically via 7 to 19% of sales or ACH. Not FDIC-insured. Disclosures provided where required (e.g., FL HB 1353, CA SB-1235, NY CFDL).

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